Curse

Bahumhat · Feb 01, 2006, 02:02 AM // 02:02

[I'm not sure if I spelled Intrest right, but o well.]

I think that the Storage, and how you can save money n' stuff is great, but I hear that alot of people are poor.

My suggestion is, that whenever you put money into it, you get a 5% intrest rate and your money will increase by 5%(or more) every day.

Example: When i put in 100g into storage, the next day i would have 105g in my storage, then if you count up a weeks worth, i'll have 135g in storage, and so on.

Please leave comments/suggestions

Dralspire · Feb 01, 2006, 02:11 AM // 02:11

Lovely, so all I gotta do is take out gold from my storage accounts to drop each storage amount to 952,380 gold in order to fit in the daily interest, and I would have to withdraw the daily interest payments amounting to 47,619 gold per storage account per day. Hmmmm, where to store it??? More accounts ...

PieXags · Feb 01, 2006, 02:27 AM // 02:27

I think this would be a cool idea---if it only counted each day you logged on. It'd be pretty lame for someone to stick a couple hundred k in their storage then log off for a few months, come back and have more money. I'd say it increases each day you log on, so at least you have to make some sort of "effort" for your intrest.

anonymous · Feb 01, 2006, 02:30 AM // 02:30

The rich will just become richer...... your 100g scenario thats nothing compared to the 952,380g scenario. Not like you need that much money anyway.

Big_Iron · Feb 01, 2006, 02:31 AM // 02:31

Quote:

Originally Posted by PieXags

I think this would be a cool idea---if it only counted each day you logged on. It'd be pretty lame for someone to stick a couple hundred k in their storage then log off for a few months, come back and have more money. I'd say it increases each day you log on, so at least you have to make some sort of "effort" for your intrest.

/agreed

And 5% daily may be a little high, but I like the idea.

Keyote · Feb 01, 2006, 02:32 AM // 02:32

So the poor players hurt themselves even more by spending the small amount of money they do have, while the rich players can happily spend away purely on the thousands they make per day in interest.

Brilliant.

anonymous · Feb 01, 2006, 02:34 AM // 02:34

Quote:

Originally Posted by Keyote

So the poor players hurt themselves even more by spending the small amount of money they do have, while the rich players can happily spend away purely on the thousands they make per day in interest.

Brilliant.

QFT exactly what i was saying.

aB- · Feb 01, 2006, 02:35 AM // 02:35

I disagree with this idea. Yes, it may sound good, but this would only be hurting the poor more than helping them. The poor place, say 1000 gold into their storage. The next day they come out with 1050 gold, so they're happy with the 50 gold profit. However, a rich player places 100,000 gold into their storage. The next day they come out with 105,000 gold, a 5000 gold profit. Here we can see that the rich player gains 4950 more gold per day than the poor player. Now consider thousands of rich players gaining more and more money each day, and you can see how quickly money will devalue. What used to be able to buy 1 ecto will now buy 10 ectos.

PieXags · Feb 01, 2006, 02:41 AM // 02:41

Perhaps making a seperate section of one's storage, with a limit as to how much you can have in that section? You have your "Withdraw" option, your "Deposit" option, and then say your "Interest" option---you can only have up to ...20k in your interest option, this way the poor person could put his money in and work up to 20k (where it would stop) while the rich person...wouldn't even bother...?

Dralspire · Feb 01, 2006, 02:45 AM // 02:45

Quote:

Originally Posted by PieXags

... while the rich person...wouldn't even bother...?

Em ... free gold? Hehe ...

*earmarks boxes of 20K for interest accumulation*

PieXags · Feb 01, 2006, 02:55 AM // 02:55

Well Dralspire I simply assumed you'd give all that "free cash" of yours to me, so now you see where I'm coming from.

crazy diamond · Feb 01, 2006, 03:09 AM // 03:09

Toss 20K in one, and thats a profit of 1K a day, without even working. Toss in 100, and you get 5. At the end of a month the initial 20K produced 30K, while the 100 gets 150 more for his troubles. This would only serve to make the rich richer.

Bahumhat · Feb 01, 2006, 03:28 AM // 03:28

I dont understand what you guys have about the rich

I mean, its like saying everyone should be billionaires like Bill Gates, or be poor like that hobo you saw the other day

there is also a limit to how much you can hold on 1 account.(1,000k in storage and 100k on each character) Eventually, they are gonna have to spend it, if they want to keep getting money. Even if a character has every single slot of inventory(even storage) filled with 250 globs of ecto, eventually he is gonna have to sell it, and with the max gold he has, he wont be able to get more. He will also not be able to get other stuff besides ecto, because all the inventory he has is filled with 250 globs of ecto. He wont be able to buy FoW armor, because he will need shards and other materials, besides ecto.

Rayne Nightfyre · Feb 01, 2006, 03:36 AM // 03:36

A good idea, but aB-'s point nails it on the head. To someone who is loaded already, a % figure will mean more $ for them, and less for someone who doesn't have the play time to farm for gold. So if something like this is implemented, it should be a fixed amount, say 500g per day. But honestly it's fine the way it is, if you need $, go out and work for it.

Orbberius · Feb 01, 2006, 04:47 AM // 04:47

Horrible, horrible, HORRIBLE idea. Money needs to be taken OUT of the game, not put IN to it. If you think this will somehow help the poor players with respect to the rich players, then you haven't thought it out very well.

Seriously, what the hell do you want an interest rate in a game for? Are you somehow deprived of a REAL-LIFE bank account to worry about interest rates with?

God, if you're so intent on injecting real-life ideas into a video game about monsters and maidens, then how about this one: an INCOME TAX for the obscenely wealthy. At least this would do some good, unlike interest rates.

Dash · Feb 01, 2006, 04:52 AM // 04:52

I'm sorry little things like this get to me...if you had 100g in beginning of week and there was 5% interest, you wouldn't have 135 g at the end of the week...think about it

Orbberius · Feb 01, 2006, 04:54 AM // 04:54

Quote:

Originally Posted by Dash

I'm sorry little things like this get to me...if you had 100g in beginning of week and there was 5% interest, you wouldn't have 135 g at the end of the week...think about it

Well good thing he didn't say end of the week then, eh?

Lex Talionis · Feb 01, 2006, 05:06 AM // 05:06

I guess this would be useless for those of us who have 1 million gold already in storage eh?

Ultimate_Gaara · Feb 01, 2006, 05:20 AM // 05:20

If they happen to put an intrest option in then 5% is way too high, try something more realistic like .05% or something. Furthermore they should add other things like you can not touch it for a certain amount of time, plus the cap Pie brought up.

But then again, the rich just keep getting richer, money becomes less meaninful and item prices go up which leaves poor "Newbie Norman" to fend for himself. Basicly you get D2 like status, gold means nothing and people will use rare items as the new currency much like the SoJ, Runes, and Jewels in D2. So pretty much no matter how you look at it due some people this will have a huge negitive effect on the econ. Even worse is then I have to come here and listen to thousands of new members asking the age old question still unknown to man " Just how do you make money?"

mattjones527 · Feb 01, 2006, 05:38 AM // 05:38

<random thoughts>

I love this idea, then my 600k could easily make me lots of money. I like the idea of this simply because it benefits me. But seriously, this would kill the economy. IF they ever introduced interest, I say they might as well throw players in certain tax brackets and tax the heck out of them. Like for example: for every 100k the player has, each trade transaction costs him/her 5k.

Hmm.... after checking my post for errors, I realize that any/all of my little thoughts wouldnt make the game any more fun, but its something to think about. Come to think of it I disagree with the interest idea, why should "poor" players be able to make a fortune off doing nothing(yes it would take a long time), when I had to work for it.

this post dedicated in memory of the greatest flip-flopper ever john kerry.

</random thoughts>